what is the legal notice period for terminating my contract?

Many of you are unaware of the legal notice period for an expiring auto insurance contract. Here is the correct answer.

Let’s say it without delay, the legal period for terminating your auto insurance contract yourself when it expires, and thus avoiding its de facto renewal, is not not one month but two months. This termination must be done by a registered letter to your insurer (including electronically), at the risk of having their subscription renewed for an additional year without you being able to contest it.

2 months or 1 month, it depends

However, since 2015 and the consumer law also called the Hamon law (which Secretary of State Marlène Schiappa plans to reform in 2024), each insured person has the right to terminate their insurance contract at the end of the first year. of his contract. In such a case, the insured person’s notice period increases to one month (30 days) and, if you decide to continue driving your vehicle, it is your new insurer who will then be responsible for the steps to be taken with your former insurer, in particular by providing proof of continued uninterrupted warranty coverage related to your car with his company.

Published on 02/11/2022 Updated 02/11/2022

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