Right to be forgotten after recovering from cancer: the reform of insurance legislation has been approved in the House

The Chamber approved Friday in plenary session the reform of the legislation of the right to be forgotten in the field of insurance. The objective is to put in place a ban on additional premiums for insurance after 5 years of recovery from cancer.

Currently, the insurer can neither refuse insurance nor provide an additional premium for people who have reached 10 years of recovery, that is to say 10 years after the end of a successful treatment and in the absence of relapse. The reform plans to shorten the period from 10 years to 8 years (from the promulgation of the law), then to 5 years from January 1, 2025.

For people who contracted cancer before the age of 21, the period will be reduced to 5 years from the entry into force of the law. Today, the right to be forgotten mechanism only concerns outstanding balance insurance. After the reform, it will also cover “guaranteed income” incapacity for work insurance for all workers, whether self-employed, salaried or civil servants.

The reform was adopted via the approval of a bill tabled by Robby De Caluwé (Open Vld), amended by Patrick Prévot (PS) following an agreement reached within the Vivaldi majority. The N-VA had also submitted its own text. Elements included in this proposal were added by amendment to the final text, now co-signed by the opposition party.

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