insurance to protect against

By paying 24 euros per year, individuals will be able to obtain financial assistance, among other things, if their accommodation is infested with bed bugs.

Little critters and big hassles. Bed bugs abound in the homes of French people, to such an extent that 11% of them claim to have been affected by the phenomenon over the past five years, details an Ipsos poll for Badbugs.fr, relayed by Le Figaro. ” This risk is not covered by almost all home insurance “, explains the founder of Badbugs, Nicolas Roux de Bézieux.

The platform, which was launched in 2019, aims to solve the problems of the people concerned through insurance against bed bugs, jointly with the IMA group (Inter Mutuelles Assistance). ” For get rid of bedbugs, households pay on average nearly 1000 euros including 476 euros for the interventions of professionals (two in the space of two weeks), specifies the founder of Badbugs. But the remaining 500 and some euros (discarded and replaced furniture, “homemade” treatments, etc.)have useless or ineffective “.

Bed bugs and mental disorders

Thus, by paying 24 euros per year, the costs incurred to have your accommodation cleaned by an expert are fully covered by the insurance, up to a limit of 500 euros. Those who wish to fend for themselves will therefore not be able to benefit from it. ” 90% of bed bug victims treat their accommodation themselves. It costs them 30% more than a treatment by a professional “says Nicolas Roux de Bézieux. He promises that the processing fees paid by individuals will be reimbursed “ within 15 days-3 weeks “.

In the case of a rental, the 24 euros of insurance are recoverable by the owner “, he completes. One year after a first subscription, the insurance which renews automatically can be terminated at any time, with a waiting period of three months. Please note that only one claim can be covered over twelve months. A hotel night at 80 euros per person may be offered to people whose accommodation is infected.

But before the insurance is acclaimed by a large number, it will be necessary to do pedagogy. This is how Badbugs set up a hotline open seven days a week to support individuals. In addition, five sessions with a psychotherapist will be offered to them, because infected people were, for example, responsible for 72,000 medical consultations in 2019. Bed bugs are a problem that affects everyone and all homes », figure Nicolas Roux de Bézieux. He hopes to have reached 10,000 insurance subscriptions within a year.

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