Insurance manual – Gilles Bénéplanc, Arthur Charpentier, Patrick Thourot


This manual has five parts with a similar structure? : presentation of the subject, explanatory concepts, techniques and models, summary. The first part deals with the theory of risks. It offers a definition of the notions of risk and hazard, then a classification of the different types of risk and a presentation of the theories and practices of risk management and transfer. The second part is devoted to the fundamental principles of insurance that structure this sector of activity? : risk aversion, insurability, inversion of the production cycle, pooling and segmentation. Insurance is a financial activity and, as such, highly regulated. The third part deals with regulation, in its theoretical foundations and its practical implementation on various markets, particularly on the European market. The fourth part outlines the main techniques used to effectively insure and manage risk portfolios. The last part of this book deals with the organization of the insurance and reinsurance markets as well as the strategy of the different actors. The analysis will be based on a modeling of the added value creation chain to identify the winning strategies and the others.

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