Choose your young drivers car insurance sometimes comes down to the obstacle course. Here are some tips to be well covered without breaking the bank:
Opt for accompanied driving: a 50% reduction on the additional premium is automatically applied for young drivers who have obtained their license with accompanied driving.
Choose the insurer of his parents: the negotiation of your contract will be facilitated with a discount of up to 30%.
Buy a used car: you can simply take out third-party car insurance.
Insure yourself on your parents’ contract as a secondary driver: this is an advantageous option if you are borrowing your parents’ vehicle. In particular, you will be spared the youth surcharge.
Insure your vehicle with a company dedicated to young drivers
Other tips exist to save money on your car insurance. Contact, for example, an insurance company that favors coverage for young drivers with suitable contracts. This is the case, among others, of Ornikar Assurance, whose offers are aimed particularly at learner motorists. The latter will be able to choose from formulas including several exclusive guarantees, such as “Allo Mécano” which allows them to benefit from a free video diagnosis of their vehicle. To find the best offers, do not hesitate to use an online insurance comparator.
Buying a used car or insuring your parents’ contract are all ways to save on young driver car insurance. You can also contact an insurance company specializing in this profile.