Automotive / Practical. The insurance sticker on your windshield will soon disappear!


The sending of the document including the green card and the vignette will no longer be carried out by the insurance company. One of the effects of dematerialization. Photo Macif

On September 20, the Minister of the Economy, Bruno Le Maire, confirmed that he was working to remove the small green sticker provided by your insurance company as well as the green card.

This printed document is provided every year on the anniversary date of your contract or, for certain mutuals, before the 1er January of each year. Its presence on the windshield had been compulsory since September 9, 1986, under penalty of a fine of €35.

A source of savings but no fewer checks

The dematerialization of the sticker would be a financial and ecological progress. Financial because it would save companies from having to send around 50 million documents by post. And ecological because it eliminates a significant expenditure of paper, which would correspond to 1,237 tons of CO2.

It remains to be seen whether this saving will be able to benefit the insured. From now on, checks will be more efficient thanks to the FVA, the file of insured vehicles, which the police can consult directly by reading the license plate.

During a control, the reading of the identity plate by the police will allow them to know immediately if you are insured.  Or not… Photo DR

During a control, the reading of the identity plate by the police will allow them to know immediately if you are insured. Or not… Photo DR

Fight against fraud

The file of insured vehicles is updated practically in real time. Insurers must provide information following the subscription or termination of motor vehicle liability coverage within 72 hours.

This file, which has existed since 2019, is much more reliable than the green sticker because, if you cancel your insurance or if your company cancels it automatically, you could continue to display it on your windshield without being insured. This is without counting the traffic of fake thumbnails.

This would end the fine at €35; for the thumbnail…

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